The Mandatory Purchase Requirement: Origins and Effectiveness in Achieving NFIP Goals

After the Mandatory Purchase (MPR) went into effect in 1973, the number of communities enrolled in the National Flood Insurance Program (NFIP) grew rapidly, as did the number of properties with flood insurance coverage. This report examines the motivation behind creation of the MPR and the extent to which it is still meeting original policy goals.

Report by Leonard Shabman, Carolyn Kousky, and Brett Lingle — 1 minute read — Sept. 30, 2019

View Report


Leonard A. Shabman

Senior Fellow

Carolyn Kousky

Executive Director, Wharton Risk Center

Brett Lingle

Policy Analyst and Project Manager, Wharton Risk Management and Decision Processes Center