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Financing Flood Losses: A Discussion of the National Flood Insurance Program

This paper analyzes five aspects of the National Flood Insurance Program and provides suggestions for reform: (1) risk modeling and communication; (2) the roles of the public and private sector; (3) take-up rates; (4) incentives for risk reduction; and (5) rate setting and financing catastrophic losses.

Working Paper by Carolyn Kousky — Feb. 14, 2017

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