Yanjun (Penny) Liao


Yanjun (Penny) Liao is an economist and fellow at Resources for the Future. Her research primarily focuses on issues of natural disaster risk management and climate adaptation. She has studied the impacts of disasters on local government budgets, housing markets, and demographic changes. Her ongoing work investigates how disaster insurance interacts with the housing and mortgage sector, as well as the economic and fiscal impacts of adaptation policies on local communities. Liao earned her PhD in economics from UC San Diego in 2019 and conducted her postdoctoral research during 2019–21 at the Wharton Risk Center at University of Pennsylvania.

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